List Of Loan Apps Approved By CBN

Approved Loan Apps by the Central Bank of Nigeria (CBN) for Safe and Reliable Borrowing

In Nigeria, the use of loan apps for instant access to credit during emergencies has become increasingly popular. However, the proliferation of numerous loan apps in the country has raised concerns about their legitimacy and borrower protection.

Addressing these concerns, the Central Bank of Nigeria has taken proactive steps to curb the presence of fake loan apps while regulating and supervising legitimate ones. The CBN’s efforts aim to safeguard borrowers from predatory lending practices and ensure financial inclusion by providing accessible credit facilities to individuals and businesses.

To maintain user safety, Google has also collaborated by curbing non-approved loan apps from accessing sensitive data through its Play Store.

The approved loan app list from the CBN encompasses platforms that adhere to regulatory guidelines, including transparent loan limits, fair interest rates, and reasonable repayment terms. This ensures borrowers are protected from excessive debt burdens.

If you are seeking legitimate loan apps that comply with CBN regulations, you have come to the right place. Below is a curated list of CBN-approved loan apps that offer safe and reliable borrowing options:

List of Loan Apps Fully Approved by CBN

Below is a list of fully approved loan apps in Nigeria by the Central Bank of Nigeria. There are 119 loan apps approved to facilitate credit facilities safely and transparently.

• SYCAMORE INTEGRATED SOLUTIONS LIMITED
• TRADE DEPOT
• TAJOW INVESTMENT
• BLUE RIDGE MICROFINANCE BANK LIMITED
• GROLATECH CREDIT LIMITED
• BRANCH INTERNATIONAL FINANCIAL SERVICES LIMITED
• P2VEST TECHNOLOGY LIMITED
• CREDITWAVE FINANCE LIMITED
• KEENEST TECH SERVICE LIMITED
• FAIRMONEY MICRO FINANCE BANK
• ALTRACRED FINANCE INVESTMENT LIMITED
• CREVANCE CREDIT LIMITED
• MENACRED COMPANY LIMITED
• AFROWIDE DEVELOPMENT LTD
• RED PLANET NIGERIA LIMITED
• AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED
• RANKCAPITAL LIMITED
• IBS GOLDEN INVESTMENT COMPANY LIMITED
• LENDVISERY SERVICES LIMITED
• RENMONEY MICROFINANCE BANK LIMITED
• SWIPEBILL TECHNOLOGIES NIGERIA LIMITED
• HOMETOWN FINTECH LIMITED
• GIASUN TECHNOLOGY NIGERIA LIMITED
• BE RESOURCES LIMITED
• ROCKIT LENDERS NIGERIA LIMITED
• PIVO TECHNOLOGY LIMITED
• YES CREDIT COMPANY LIMITED
• IRORUN TECHNOLOGIES LIMITED
• CSENSE LIMITED
• SUPREME HELP COOPERATIVE SOCIETY LIMITED
• ORCOM AND ORCOM BUSSINESS SUPPORT LIMITED
• PAYHIPPO LIMITED.
• EASYCHECK FINANCE INVESTMENT LIMITED
• QUARK FINANCIAL NIGERIA LIMITED
• EDMOND SOLUTIONS COMPANY LIMITED
• TED ROCKET LIMITED
• PENAID LIMITED
• ARVE LIMITED
• DOVER CREDIT LIMITED
• RAGEKAY GLOBAL INVESTMENT LIMITED
• MAYWOOD LENDING LIMITED
• LINKPARK TECHNOLOGY NIGERIA LIMITED
• MANGNET LENDING LIMITED
• RUBYSTAR GLOBAL LIMITED
• BESTFIN NIGERIA LIMITED
• FUBRI CENTURY COMPANY LIMITED
• BERLY SPRING GLOBAL LIMITED
• ROCK FINANCIALS LIMITED
• PHOENIX PAYMENT SOLUTION LIMITED
• VALUE DRIVER TECHNOLOGY SOLUTION LIMITED
• NEXTPAYDAY LIMITED
• BLACKCOPPER SERVICE LIMITED
• TRAFALGAR ASSOCIATE LIMITED
• WINDVILLE FINANCIAL NIGERIA LIMITED
• ORANGE LOAN & PURPLE CREDIT LIMITED
• CARBON MICROFINANCE BANK LIMITED
• NEO-LINK TECHNOLOGY COMPANY LIMITED
• FINNEW FINTECH LIMITED
• OTP INTERNET TECHNOLOGY LIMITED
• RED HARBOR FINTECH LIMITED
• PAYLATER HUB LIMITED
• SKITLOAN NIGERIA LIMITED
• RACEOVA NIG. LIMITED
• NEW CREDAGE NIGERIA LIMITED
• BETTERLENDING COMPANY LIMITED
• FAST-POINT INTEGRATED LIMITED
• APEX LENDING LIMITED
• PISKA TECH NIGERIA LIMITED
• PRINCEP CREDIT SYSTEM LIMITED
• OMALEND SERVICE LIMITED
• POCKFUL FINANCE LIMITED
• HIGHCREDIT NIGERIA LIMITED
• HOLLANDALE NIGERIA LIMITED
• PAY FINANCIAL TECHNOLOGY SERVICE LIMITED
• A1 CAPITAL SOLUTION LIMITED
• NEWEDGE FINANCE LIMITED
• PAPICHOU TECHNOLOGY LIMITED
• GOHARVEST INTERNATIONAL LIMITED
• MINO SPARKS LIMITED
• XGO FINANCE LIMITED
• PRIMERA MICROFINANCE BANK
• CREDIT TECH LENDING COMPANY
• PROSPERITY ARCHIPELAGO LIMITED
• FINESEST LIMITED
• SINGULARITY TECHNOLOGY NIGERIA LTD
• ECON MART FINTECH LIMITED
• PENNEE TECHNOLOGIES LIMITED
• OXYMON SOLUTION LIMITED
• LANTANA TECHNOLOGY LIMITED
• APPLINK CAPITAL NIGERIA LIMITED
• YEGON TECH LIMITED
• FEZOTECH NIGERIA LIMITED
• ERIC VSTA LIMITED
• MOBLASPAY COMPANY LIMITED
• PAYCREDIT LIMITED
• NIZ SERVICES LIMITED
• MINO SPARKS LIMITED
• FLO WOOD LENDING
• LIBERTY ASSURED LIMITED
• UNI TECHNOLOGY NIGERIA LTD
• TRADE LENDA COM LIMITED
• CREDITVILLE MICROFINANCE BANK LTD
• LETSHEGO MICROFINANCE BANK LTD
• KIOWOPE CAPITAL LIMITED
• VEENDHQ LIMITED
• UCPLUS ADVANCE LIMITED
• MAVEN FINANCE LIMITED
• AELLA FINANCIAL SOLUTIONS LIMITED
• FLUNA CAPITAL LIMITED
• NEWEDGE FINANCE LIMITED
• TA PRIME LIMITED
• REGXTA GLOBAL SERVICE LTD
• PROVEST LIMITED
• JM RUBINUS LIMITED
• CROSSROADS E-PAYMENT SYSTEMS LIMITED
• CONSYNERGY LIMITED
• FINTCRED INNOVATION LIMITED
• AFROSAY FINTECH LIMITED
• MIM FINANCE COMPANY

List of Loan Apps with Conditional Approval

There are 54 loan apps registered with the CBN but could not meet all requirements. Below is a list of loan apps with Conditional approval in Nigeria by the Central Bank of Nigeria.

• TRIPODBASE LIMITED
• OWOAFARA FINTECH SERVICE
• AJAX LENDING LIMITED
• THE PLATFORM DIGITAL NETWORK LIMITED
• ZIPPY CAPITAL LIMITED
• LENDING EDGE LIMITED
• LENDHA TECHNOLOGIES LIMITED
• DOJA LEMAIRE GLOBAL LIMITED
• PAYDAYHUB ONLINE NIGERIA LIMITED
• RETAIL BOOSTER LIMITED
• CITADELE CAPITALS LIMITED
• FEWCHORE FINANCE COMPANY LIMITED
• ONE PAYOUT LIMITED
• LIDYA GLOBAL LIMITED
• KWABA INTERNATIONAL LIMITED
• FINPADI TECHNOLOGIES LIMITED
• UMBA DIGITAL SOLUTIONS LIMITED
• FINTRADE SOLUTIONS LIMITED
• U TECHNOLOGY
• STELLAR FINANCE LIMITED
• DASH INNOVATIONS
• GRIT-TECH LIMITED
• CAELUM TECHNOLOGIES LIMITED
• U THINKING NIGERIA LIMITED
• EATON HILL INVESTMENT LIMITED
• CREDITPRO BUSINESS SUPPORT SERVICES LTD
• MUSKA TECH LIMITED
• HELPPO AFRICA LIMITED
• RENNERS INVESTMENT LIMITED
• PEBBLE FINANCIAL TECH. LIMITED
• KIAKIA BITS LIMITED
• WEALTHBRIDGE CAPITAL PARTNERS LIMITED
• TRIVISTA CAPITAL LIMITED
• ATIMI LENDING LTD
• ZUVY TECHNOLOGIES LIMITED
• ROCKSHIELD MICROFINANCE
• DOT MICROFINANCE BANK LIMITED
• ALLAWEE TECHNOLOGIES LIMITED
• LUCRED TECHNOLOGY LIMITED
• NOLT FINANCE LIMITED
• SOKO LENDING LIMITED
• CITYGATE GLOBAL INVESTMENT LIMITED
• OLIVERMEAD INVESTMENT LIMITED
• LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED
• MENO FINANCE LIMITED
• HOIL INVESTMENT LIMITED.
• KIREDI ROCK COMPANY LTD
• GLOSH TECH LIMITED
• CLEMO FRESH CO. LTD
• PASSECO TECHNOLOGY NIG. LTD
• TRUST CEN LIMITED
• RIVERBANK PARTNERS LIMITED
• PRIME AVIS INVESTMENT SERVICES LIMITED
• RIVERBRAND TECHNOLOGY LIMITED

FAQs

Read my post on how to stop loan app harassments 

What are the fake loan apps in Nigeria?

List of fake loan apps in Nigeria

• 9Credit
• 9ja Cash
• BorrowNow
• Cash Mall
• Cash Wallet
• CashLion

Is Palmcredit registered with CBN?

Yes, Palmcredit is registered with the Central Bank of Nigeria to operate as a finance firm in Nigeria.

Can a loan app block my BVN?

The loan app does not have the authority to block BVN only the CBN has the authority to block your BVN. However, the loan app can send your BVN to the credit bureau for your BVN to be blacklisted.

Conclusion: List Of Loan Apps Approved By CBN

The Central Bank of Nigeria has made it easy for Nigerians to access instant loans from legit loans app operating within the regulatory framework including guidelines on loan limits, interest rates, and repayment terms to protect borrowers from excessive debt burdens.

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